Get the live signal, exact transfer dates and every strategy we tested, each one inside the TSP limit of 2 interfund transfers per month. The research runs on daily TSP share prices from June 2003 to October 2026.
Every member gets all of these. Monthly and Annual include the same tools.
What to do now: which fund to hold, each fund's 3-month return and the next month-end re-check.
Seasonal, day-of-month, relative-strength and trend strategies on 5,830 trading days of official TSP share prices.
Exact transfer dates (from → to), the reason for each, and strategy return by year compared with the C Fund.
Projection calculator, scenario analyzer, data and fund history, comparisons, rules, and a daily morning market report.
The flagship rule needs at most one transfer per calendar month.
Pick Monthly or Annual and check out securely. Then log in at /app with your email code.
At month-end, open Recs to see the leading fund, or G when all equity momentum is negative.
If the target fund changed, submit one IFT on tsp.gov before 12:00 noon ET. We never place transfers for you.
These are real screenshots of /app. Signals, allocations, dates and results are blurred for non-members.
The Strategies page lets you choose a strategy and see its 2026 YTD return, annualized rate, max drawdown and transfer count, then its projected transfers, transfer dates for 2026 and month-by-month holding path.
The Recs tab shows the current signal (signal date, which fund to move to and each fund's 3-month return), the next scheduled re-check, and the current C / S / I ranking.
The TSP Projection Calculator estimates a future balance from your current balance, monthly contribution, expected growth rate and years until retirement. Rates are editable, and historical CAGRs are optional presets.
Enter a starting balance and a horizon to see the projected ending value, a growth-path chart that compares strategies, and historical CAGR by strategy.
Look at the strategy equity curve, monthly returns for every fund, share prices, strategy position and transfers, filtered by year and fund.
Compare the final value of $10,000 and the maximum drawdown across tested strategies, with CAGR, transfers per year and notes in one table.
The Rule tab explains the 3-month relative strength rule, including the G Fund capital-preservation switch. The Rules tab summarizes the official interfund transfer limits and how the strategy fits them.
As shown in the members-area Analyzer. Growth of $10,000 on daily TSP share prices, 2003-06-02 to 2026-10-06, with no contributions. Hypothetical backtest results, not actual returns.
Hypothetical backtest. Max drawdown –18.1%, 4.8 transfers per year.
Hypothetical backtest. Max drawdown –50.9%, no transfers.
Fits inside the official limit of 2 unrestricted IFTs per month.
Hypothetical backtest. 0.0% max drawdown.
Hypothetical results from historical data. Past performance doesn't guarantee future results.
FERS and civil service participants who want a clear, rules-based approach to their TSP.
Uniformed services and BRS participants managing their TSP between deployments and moves.
Anyone who wants to see how G, F, C, S and I strategies behaved on 23 years of daily prices.
About one check a month. No day trading and no guessing.
Both plans unlock the full members area. Cancel anytime through Stripe.
With promo code MONTHLY998 at checkout.
The full membership, billed once a year.
Membership plus 1-on-1 expert sessions.
Plan your retirement income.
No. TSP Maxing is educational research. It isn't personalized investment, tax or legal advice and isn't official TSP guidance.
Not necessarily. All figures are hypothetical backtest results on historical daily TSP share prices. Past performance doesn't guarantee future results.
No. We never place IFTs for you. You submit any transfer yourself on tsp.gov, ideally before 12:00 noon ET.
Yes. Every strategy shown uses at most 2 unrestricted IFTs per calendar month, and the flagship rule uses at most one.
Enter MONTHLY998 on the Stripe checkout page for the Monthly plan. It brings the price from $19/mo to $9.98/mo.
Yes. Monthly and Annual are Stripe subscriptions, and you can cancel anytime through Stripe.
Official daily TSP share prices for G, F, C, S and I from 2003-06-02 to 2026-10-06, 5,830 trading days in all.
Join for $9.98/mo with code MONTHLY998, or get the best value at $149/yr.